Housing prices: £0. R covers the mortgage.
Utilities: £500 into joint account for fuel, electrical, housing insurance coverage, council tax (£1,560 paid yearly), broadband + TV, service cost.
Transportation: £400 in a pot in Monzo each month to cowl taxis, petrol, trains, congestion cost and so on. however with COVID this has properly gathered.
Telephone invoice: £15 (SIM solely).
Financial savings? I’ve simply over £9,000 in bonds which I do not contact and depart to enter the draw each month. £42,000 in a regular financial savings account to which I contribute a minimal of £2,000 each month, this covers emergencies to holidays.
Different: Automotive insurance coverage £126, Netflix £11.99, Amazon Prime £7.99, Spotify £10, Audible £10, Glossybox £12.95, charity donation £350, Nourish Match Meals £38 weekly. Any cash left over on the finish of the month I switch throughout to my financial savings.